VoVi vs Loyverse: free core with add-ons, or one flat plan

Loyverse gives you the register for free and charges for extras by the store or by the employee. VoVi charges a flat fee per location, US$25 for Light or US$39 for Pro, with unlimited staff on both. Neither one processes your cards: you bring a processor and its terminal. POS Review is VoVi-owned, so weigh our view against the numbers below, which come from both companies’ pricing pages as of October 9, 2026.

Published by VOVI POS, INC. We have a commercial interest in VoVi. Research-based assessment; no hands-on test or independent customer score is implied.

Your side-by-side comparison

Choose two or more providers

US public plans as checked October 9, 2026. Regional editions differ. “Confirm” identifies an evidence gap, not an absent feature. Swipe the table or use the mobile cards.

POS buying criteria and provider differences
What mattersVoViSquareShopify POSCloverLightspeed RetailToast
Software starting point$25 Light / $39 Pro per location; 30-day Pro trialVoVi · US
Owner terms + product source ·
$0 Free; $49 Plus; $149 PremiumSquare Free / Plus / Premium · US
Provider source ·
$39 Basic/account, monthly billing; +$89 Pro/location, annual billingBasic / POS Pro · US
Provider source ·
Quote by package and sellerClover · seller package · US
Provider source ·
$89 Basic, annual billingRetail X-Series Basic · US
Provider source ·
Eligible $0 Starter; POS from $69Starter Kit / POS · US
Provider source ·
Typical buying focusRetail software valueVoVi · US
Editorial check ·
Simple selling and paymentsSquare Free / Plus / Premium · US
Editorial check ·
Connected ecommerce and retailBasic / POS Pro · US
Editorial check ·
Hardware and merchant-service bundleClover · seller package · US
Editorial check ·
Advanced retail inventoryRetail X-Series Basic · US
Editorial check ·
Restaurant operationsStarter Kit / POS · US
Editorial check ·
Payment setupExternal terminal with your own processor; $0 Pro with VoVi Payments coming soon (US)VoVi · US
Owner terms + product source ·
Square processingSquare Free / Plus / Premium · US
Provider source ·
Shopify Payments / supported alternativesBasic / POS Pro · US
Provider source ·
Seller merchant agreementClover · seller package · US
Provider source ·
Lightspeed Payments termsRetail X-Series Basic · US
Provider source ·
Toast processing termsStarter Kit / POS · US
Provider source ·
US card-present pricing referenceRequest written quoteVoVi · US
Owner terms + product source ·
Free 2.6% + $0.15Square Free / Plus / Premium · US
Provider source ·
Basic 2.6% + $0.10Basic / POS Pro · US
Provider source ·
Request written quoteClover · seller package · US
Provider source ·
2.6% + $0.10Retail X-Series Basic · US
Provider source ·
Request written quoteStarter Kit / POS · US
Provider source ·
Inventory / variantsRetail inventory and variantsVoVi · US
Owner terms + product source ·
Confirm exact tier for advanced workflowsSquare Free / Plus / Premium · US
Provider source ·
Admin inventory; test Stocky transitionBasic / POS Pro · US
Provider source ·
App and package dependentClover · seller package · US
Provider source ·
Strong retail inventory focusRetail X-Series Basic · US
Provider source ·
Restaurant/menu focusStarter Kit / POS · US
Provider source ·
Online storeVerify required integrationVoVi · US
Owner terms + product source ·
Square Online; plan differencesSquare Free / Plus / Premium · US
Provider source ·
Core Shopify strengthBasic / POS Pro · US
Provider source ·
App/partner configurationClover · seller package · US
Provider source ·
Ecommerce plan and integration checkRetail X-Series Basic · US
Provider source ·
Restaurant ordering optionsStarter Kit / POS · US
Provider source ·
HardwareCompatible device; separate external card terminalVoVi · US
Owner terms + product source ·
Square hardware and compatible devicesSquare Free / Plus / Premium · US
Provider source ·
Supported Shopify payment hardwareBasic / POS Pro · US
Provider source ·
Clover hardware familyClover · seller package · US
Provider source ·
Compatible retail hardwareRetail X-Series Basic · US
Provider source ·
Toast restaurant hardwareStarter Kit / POS · US
Provider source ·
Kitchen / table serviceDemonstrate requirements before choosingVoVi · US
Editorial check ·
Restaurant-specific products and tiersSquare Free / Plus / Premium · US
Editorial check ·
Not the primary retail focusBasic / POS Pro · US
Editorial check ·
Restaurant configurations availableClover · seller package · US
Editorial check ·
Separate restaurant product; not this Retail reviewRetail X-Series Basic · US
Editorial check ·
Core focus; verify required modulesStarter Kit / POS · US
Editorial check ·
Multiple locationsLight $25 / Pro $39 per location; separate country accountsVoVi · US
Owner terms + product source ·
Software tiers per locationSquare Free / Plus / Premium · US
Provider source ·
Basic/account; Pro per locationBasic / POS Pro · US
Provider source ·
Location/package quotesClover · seller package · US
Provider source ·
Extra location quote requiredRetail X-Series Basic · US
Provider source ·
Location/package quotesStarter Kit / POS · US
Provider source ·
Outside the USLocal Light/Pro prices in supported countries; see vovipos.com/pricingVoVi · Country-specific
Owner terms + product source ·
Country-specific service/payment availabilitySquare Free / Plus / Premium · Country-specific
Provider source ·
Country-specific payments and hardwareBasic / POS Pro · Country-specific
Provider source ·
Local seller and platform availabilityClover · seller package · Country-specific
Provider source ·
Local retail edition and written quoteRetail X-Series Basic · Country-specific
Provider source ·
Local restaurant edition and availabilityStarter Kit / POS · Country-specific
Provider source ·
Account currencyOne country and currency per accountVoVi · Country-specific
Owner terms + product source ·
Local account rulesSquare Free / Plus / Premium · Country-specific
Provider source ·
Store and payment-country rulesBasic / POS Pro · Country-specific
Provider source ·
Seller/account rulesClover · seller package · Country-specific
Provider source ·
Edition/account configurationRetail X-Series Basic · Country-specific
Provider source ·
Local account configurationStarter Kit / POS · Country-specific
Provider source ·
Before signingTest support, exports and processor conditionsVoVi · US
Editorial check ·
Confirm paid feature entitlementsSquare Free / Plus / Premium · US
Editorial check ·
Confirm Pro, subscriptions and inventory workflowBasic / POS Pro · US
Editorial check ·
Check reseller contract and equipment ownershipClover · seller package · US
Editorial check ·
Confirm annual terms, registers and locationsRetail X-Series Basic · US
Editorial check ·
Confirm processing, hardware and module totalsStarter Kit / POS · US
Editorial check ·
Practical tradeoffSmaller, newer company; validate operational depthVoVi · US
Editorial check ·
Advanced needs can move you to paid tiersSquare Free / Plus / Premium · US
Editorial check ·
Added store features can raise software costBasic / POS Pro · US
Editorial check ·
Seller terms make quotes hard to generalizeClover · seller package · US
Editorial check ·
Higher software budget and configuration workRetail X-Series Basic · US
Editorial check ·
Restaurant fit; quote may add modulesStarter Kit / POS · US
Editorial check ·
VoVi
Software starting point
$25 Light / $39 Pro per location; 30-day Pro trialVoVi · US
Owner terms + product source ·
Typical buying focus
Retail software valueVoVi · US
Editorial check ·
Payment setup
External terminal with your own processor; $0 Pro with VoVi Payments coming soon (US)VoVi · US
Owner terms + product source ·
US card-present pricing reference
Request written quoteVoVi · US
Owner terms + product source ·
Inventory / variants
Retail inventory and variantsVoVi · US
Owner terms + product source ·
Online store
Verify required integrationVoVi · US
Owner terms + product source ·
Hardware
Compatible device; separate external card terminalVoVi · US
Owner terms + product source ·
Kitchen / table service
Demonstrate requirements before choosingVoVi · US
Editorial check ·
Multiple locations
Light $25 / Pro $39 per location; separate country accountsVoVi · US
Owner terms + product source ·
Outside the US
Local Light/Pro prices in supported countries; see vovipos.com/pricingVoVi · Country-specific
Owner terms + product source ·
Account currency
One country and currency per accountVoVi · Country-specific
Owner terms + product source ·
Before signing
Test support, exports and processor conditionsVoVi · US
Editorial check ·
Practical tradeoff
Smaller, newer company; validate operational depthVoVi · US
Editorial check ·
Square
Software starting point
$0 Free; $49 Plus; $149 PremiumSquare Free / Plus / Premium · US
Provider source ·
Typical buying focus
Simple selling and paymentsSquare Free / Plus / Premium · US
Editorial check ·
Payment setup
Square processingSquare Free / Plus / Premium · US
Provider source ·
US card-present pricing reference
Free 2.6% + $0.15Square Free / Plus / Premium · US
Provider source ·
Inventory / variants
Confirm exact tier for advanced workflowsSquare Free / Plus / Premium · US
Provider source ·
Online store
Square Online; plan differencesSquare Free / Plus / Premium · US
Provider source ·
Hardware
Square hardware and compatible devicesSquare Free / Plus / Premium · US
Provider source ·
Kitchen / table service
Restaurant-specific products and tiersSquare Free / Plus / Premium · US
Editorial check ·
Multiple locations
Software tiers per locationSquare Free / Plus / Premium · US
Provider source ·
Outside the US
Country-specific service/payment availabilitySquare Free / Plus / Premium · Country-specific
Provider source ·
Account currency
Local account rulesSquare Free / Plus / Premium · Country-specific
Provider source ·
Before signing
Confirm paid feature entitlementsSquare Free / Plus / Premium · US
Editorial check ·
Practical tradeoff
Advanced needs can move you to paid tiersSquare Free / Plus / Premium · US
Editorial check ·
Shopify POS
Software starting point
$39 Basic/account, monthly billing; +$89 Pro/location, annual billingBasic / POS Pro · US
Provider source ·
Typical buying focus
Connected ecommerce and retailBasic / POS Pro · US
Editorial check ·
Payment setup
Shopify Payments / supported alternativesBasic / POS Pro · US
Provider source ·
US card-present pricing reference
Basic 2.6% + $0.10Basic / POS Pro · US
Provider source ·
Inventory / variants
Admin inventory; test Stocky transitionBasic / POS Pro · US
Provider source ·
Online store
Core Shopify strengthBasic / POS Pro · US
Provider source ·
Hardware
Supported Shopify payment hardwareBasic / POS Pro · US
Provider source ·
Kitchen / table service
Not the primary retail focusBasic / POS Pro · US
Editorial check ·
Multiple locations
Basic/account; Pro per locationBasic / POS Pro · US
Provider source ·
Outside the US
Country-specific payments and hardwareBasic / POS Pro · Country-specific
Provider source ·
Account currency
Store and payment-country rulesBasic / POS Pro · Country-specific
Provider source ·
Before signing
Confirm Pro, subscriptions and inventory workflowBasic / POS Pro · US
Editorial check ·
Practical tradeoff
Added store features can raise software costBasic / POS Pro · US
Editorial check ·
Clover
Software starting point
Quote by package and sellerClover · seller package · US
Provider source ·
Typical buying focus
Hardware and merchant-service bundleClover · seller package · US
Editorial check ·
Payment setup
Seller merchant agreementClover · seller package · US
Provider source ·
US card-present pricing reference
Request written quoteClover · seller package · US
Provider source ·
Inventory / variants
App and package dependentClover · seller package · US
Provider source ·
Online store
App/partner configurationClover · seller package · US
Provider source ·
Hardware
Clover hardware familyClover · seller package · US
Provider source ·
Kitchen / table service
Restaurant configurations availableClover · seller package · US
Editorial check ·
Multiple locations
Location/package quotesClover · seller package · US
Provider source ·
Outside the US
Local seller and platform availabilityClover · seller package · Country-specific
Provider source ·
Account currency
Seller/account rulesClover · seller package · Country-specific
Provider source ·
Before signing
Check reseller contract and equipment ownershipClover · seller package · US
Editorial check ·
Practical tradeoff
Seller terms make quotes hard to generalizeClover · seller package · US
Editorial check ·
Lightspeed Retail
Software starting point
$89 Basic, annual billingRetail X-Series Basic · US
Provider source ·
Typical buying focus
Advanced retail inventoryRetail X-Series Basic · US
Editorial check ·
Payment setup
Lightspeed Payments termsRetail X-Series Basic · US
Provider source ·
US card-present pricing reference
2.6% + $0.10Retail X-Series Basic · US
Provider source ·
Inventory / variants
Strong retail inventory focusRetail X-Series Basic · US
Provider source ·
Online store
Ecommerce plan and integration checkRetail X-Series Basic · US
Provider source ·
Hardware
Compatible retail hardwareRetail X-Series Basic · US
Provider source ·
Kitchen / table service
Separate restaurant product; not this Retail reviewRetail X-Series Basic · US
Editorial check ·
Multiple locations
Extra location quote requiredRetail X-Series Basic · US
Provider source ·
Outside the US
Local retail edition and written quoteRetail X-Series Basic · Country-specific
Provider source ·
Account currency
Edition/account configurationRetail X-Series Basic · Country-specific
Provider source ·
Before signing
Confirm annual terms, registers and locationsRetail X-Series Basic · US
Editorial check ·
Practical tradeoff
Higher software budget and configuration workRetail X-Series Basic · US
Editorial check ·
Toast
Software starting point
Eligible $0 Starter; POS from $69Starter Kit / POS · US
Provider source ·
Typical buying focus
Restaurant operationsStarter Kit / POS · US
Editorial check ·
Payment setup
Toast processing termsStarter Kit / POS · US
Provider source ·
US card-present pricing reference
Request written quoteStarter Kit / POS · US
Provider source ·
Inventory / variants
Restaurant/menu focusStarter Kit / POS · US
Provider source ·
Online store
Restaurant ordering optionsStarter Kit / POS · US
Provider source ·
Hardware
Toast restaurant hardwareStarter Kit / POS · US
Provider source ·
Kitchen / table service
Core focus; verify required modulesStarter Kit / POS · US
Editorial check ·
Multiple locations
Location/package quotesStarter Kit / POS · US
Provider source ·
Outside the US
Local restaurant edition and availabilityStarter Kit / POS · Country-specific
Provider source ·
Account currency
Local account configurationStarter Kit / POS · Country-specific
Provider source ·
Before signing
Confirm processing, hardware and module totalsStarter Kit / POS · US
Editorial check ·
Practical tradeoff
Restaurant fit; quote may add modulesStarter Kit / POS · US
Editorial check ·

Sources and current verification notes · Country compatibility

Who each one fits

Loyverse fits a single-owner shop or café that sells from a phone or tablet, needs a basic register, loyalty and a kitchen screen, and can live with 31 days of sales history. For that owner the software can cost nothing.

VoVi fits a shop with staff, stock to reorder or more than one location, where Loyverse’s per-employee and per-store add-ons start to stack up. VoVi is a newer and smaller company than Loyverse, so run its 30-day trial on your real products before you commit.

What you pay for

Loyverse’s free tier includes the point of sale, 31 days of sales analytics, essential inventory with low-stock alerts, a loyalty program, customer and kitchen displays, and multi-store management. Paid add-ons are US$7 a month per store for unlimited sales history, US$5 a month per employee for employee management, and US$25 a month per store for advanced inventory with purchase orders and transfers. Paying yearly saves two months.

VoVi Light is US$25 per location per month and covers the till, receipts, unlimited products, basic stock and customer records, daily reports and data export. Pro is US$39 and adds loyalty, marketing, gift cards, promotions, purchasing, advanced stock, staff tools, chain reports and bookings. Yearly billing is 10 months for 12. One thing Loyverse does better on price: its loyalty program is free, while VoVi puts loyalty in Pro.

Three shops, priced monthly

The table prices software only, before tax and card fees. It assumes each shop wants every Loyverse add-on that matches the VoVi plan shown. Loyverse is cheaper for a solo owner. Once there are staff and reorders, the flat VoVi plan costs less, and the gap grows with each employee.

ShopLoyverseVoVi
1 store, owner only, 31 days of history is enoughUS$0US$25 (Light)
1 store, 4 employees, full history, purchase ordersUS$52 (7 + 4 × 5 + 25)US$39 (Pro)
2 stores, 10 employees, full history, transfersUS$114 (2 × 7 + 10 × 5 + 2 × 25)US$78 (Pro, 2 × 39)
Same 2-store shop, paid yearlyUS$1,140 per yearUS$780 per year

Card payments and hardware

Loyverse does not process cards. It integrates with payment partners in more than 30 countries; with a provider that is not integrated, you type the sale total into the card reader yourself. VoVi also uses an external card terminal, and the processing fees come from the processor you pick. In both cases, get the processor’s rate in writing and add it to the software line.

Loyverse says it runs on a phone or tablet you already own. VoVi runs in the browser on compatible devices. Hardware is a separate cost with both, so list your printer, scanner and cash drawer models and test them during the trial. In the US, VoVi has announced Pro for US$0 with VoVi Payments as coming soon, with a waiting list on its pricing page.

Trials, cancelling and our call

Each Loyverse add-on has a 14-day free trial with no card, and add-ons can be switched on or off at any time. VoVi offers a 30-day Pro trial with no card, one per business. A monthly VoVi plan can be cancelled any time and runs to the end of the paid period; yearly plans are non-refundable unless the law says otherwise. After access ends you can still sign in and export your data.

If you work alone and the free Loyverse tier covers your day, keep your money. If you pay for staff, history and purchasing, add up the Loyverse add-ons for your headcount and compare that with US$39 per location. Run the same week of sales, returns and a stock delivery in both before deciding.

Sources & verification

Provider details can change. Confirm your written quote and local requirements before signing.

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Start a 30-day VoVi Pro trial. No card, no sales call. After the trial, Light is $25 and Pro is $39 per location a month.

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